Payout buffer, explained with an example
Part of your profit must stay on the funded account before you can withdraw anything. Only what's above the buffer can be withdrawn.
Updated October 25, 2026
How it works
The firm requires a cushion above the starting balance, often the max loss plus a little. It protects the firm if you lose right after a withdrawal.
Until your profit is above the buffer, no payout is possible.
Worked example
A $50,000 funded account, a $2,100 buffer, and $3,000 of profit.
- You can withdraw: 3,000 − 2,100 = $900.
- With a 90% split, you receive $810.
- The $2,100 stays on the account and keeps working as room.
Watch out for
- The buffer comes on top of the other conditions: winning days, minimum amount, cap per payout.
- After a withdrawal, check whether the buffer must be rebuilt before the next one.
- Our payout calculator applies each plan's buffer.
36 plans have this rule
- Apex Trader Funding EOD 150K
- Lucid Trading LucidPro 150K
- MyFundedFutures Rapid 150K
- Take Profit Trader Test 150K
- E8 Markets E8 Signature Futures 150K
- Apex Trader Funding EOD 25K
- Lucid Trading LucidDaily 25K
- Lucid Trading LucidPro 25K
And 28 more, in the comparison.